Shareholders jubilate as GTCO announces highest dividend payout of N12.76 kobo
The shareholders of Guaranty Trust Holding Company Plc (GTCO) are in jubilation as the management of the financial institution announced the highest dividend payout of N12.76 kobo in the Nigerian banking sector for the 2025 financial year.
The shareholders on Tuesday at the GTCO’s 5th Annual General Meeting (AGM) lauded the Group’s impressive 2025 financial year performance and also for meeting the Central Bank of Nigeria (CBN)’s N500 billion new minimum capital requirement.
Speaking at the AGM, the president of the Nigerian Shareholders’ Solidarity Association, Chief Timothy Adesiyan, expressed excitement for the management dividend payout for 2025FY, stressing that the board has demonstrated discipline to sustain its dividend payout to shareholders.
Another shareholder, the chairman of the Pragmatic Shareholders Association of Nigeria (PSAN), Mrs. Bisi Bakare, lauded the management for paying shareholders a N12.76 kobo total dividend payout in 2025; she noted that GTCO makes history as the first Nigerian bank to reward shareholders with a N12.76 kobo dividend payout, urging the management to maintain such a gesture.
The management of GTCO had declared an interim dividend of N1.00 per share for the half-year ended June 2025 and a final dividend of N11.76kobo in the 2025 financial year performance, bringing its total dividend to N12.76kobo for the 2025 financial year.
Responding to shareholders, the Board Chairman of GTCO, Suleiman Barau, said over time, the Group has evolved from a single-line banking institution into a broader financial services ecosystem encompassing banking, payments, funds management, and pension administration.
“This diversification is not simply a structural change; it represents a strategic effort to build an institution that can serve customers more comprehensively while creating multiple engines of sustainable growth.
“A diversified ecosystem allows the Group to operate with greater balance across economic cycles, reduces concentration of risk, and broadens the value proposition we offer to individuals, businesses, and institutional clients,” he said.
He noted that the continuing management’s discipline underpins its risk culture. “In an environment where macroeconomic conditions remain fluid across many markets, maintaining a healthy balance sheet and strong credit practices is essential,” he said.
He added that “The Board remains deeply committed to ensuring that the Group’s growth is anchored in careful risk assessment, responsible lending practices, and robust internal controls. “Ultimately, what defines a strong financial institution is not simply its performance in favorable conditions, but its ability to remain stable, trusted, and relevant through periods of uncertainty.
“The durability of our performance reflects years of careful institution-building, disciplined leadership, and shared commitment across the organization to long-term value creation,” Barau added.
The Group Chief Executive Officer, GTCO, Segun Agbaje, stated that 2025 FY was a year of deepening this integration. “Across our banking, payments, asset management, and pension businesses, we leveraged data, digital tools, and operational insight to create frictionless experiences for our customers across Africa and the United Kingdom.
“By connecting our personal and business solutions, we are able to extend the reach of each business line while amplifying the value delivered to customers,” he said.
He expressed that 2025 would be remembered as a landmark year in GTCO’s growth and expansion journey with the successful listing of its shares on the London Stock Exchange.
“This historic achievement makes GTCO Plc. the 1st financial services institution in West Africa to list its ordinary shares on the London Stock Exchange’s (LSE) main market for listed securities, strengthening our capital base and enhancing liquidity for shareholders,” he said.
Looking to 2026, Agbaje expressed that “GTCO execution discipline will remain our defining advantage. By integrating our ecosystem offerings, deepening customer engagement, and leveraging platform-driven solutions, we will continue to create meaningful experiences and long-term impact for individuals, businesses, and communities.
“Technology continues to enhance operational efficiency, customer experience, and insight-driven decision-making, while a robust balance sheet and disciplined capital management provide the flexibility to act decisively across market cycles.
“In a landscape shaped by macroeconomic and geopolitical uncertainties, GTCO enters 2026 confident, resilient, and focused.
“Our ecosystem is stronger, our ambition greater, and our commitment unwavering. Fellow Shareholders, the next chapter of GTCO promises to be as historic as the last, and we are grateful for your continued trust and partnership.”
